Must be graduating from an Aroostook or Northern Penobscot County High School
Must be accepted to an institution of higher education
Must be an active member of NorState FCU
Scholarship deadline is closed for 2022. If you have any questions pertaining to scholarship or application, please call NorState's Member Service Manager at 207-728-7555.
Student Loan Options
Wherever you are in your higher education, get the money you need for school. Whether you're an undergraduate or graduate student get money for school from Sallie Mae®
The cost of a college education can be overwhelming and unfortunately, there are often gaps left between a student's aid package and the actual cost of a college education. Through Sallie Mae, NorState Federal Credit Union can help you with an alternative student loan program. This program can help fill the gap that remains after all grants and scholarships are used.
Sallie Mae® higher education loans are designed for the needs of undergraduates and graduate students.
Borrow responsibly. We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. NorState FCU is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: These loans are for students at participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Students who are not U.S. citizens or U.S. permanent residents must reside in the U.S., attend a participating school in the U.S., apply with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note - first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.