Home Equity Loans
CLICK HERE FOR ONLINE APPLICATION
NorState Federal Credit Union offers flexibility with your Home Equity Loans.
NorState Federal Credit Union Advantages
- No prepayment penalties
- No annual fees
- Low closing costs
- Loans available for secondary residences and mobile homes
- Annual Percentage Rate will not exceed 15%
- Repayment is only 1% of the outstanding balance
- No minimum withdrawals
- Variable Home Equity Program
- Interest Only Home Equity Program (Pay interest only for 5 years with a variable monthly rate, reverting to 1.5% repayment of outstanding balance)
- Home Equity Fixed Rates are also available (10,15 & 20 years)
- Risk Based Pricing - Rates vary depending on your credit history and score
- Optional Life and Disability Insurance available at a reasonable cost
What you should know about Home Equity Lines of Credit - 
Contact us and we'll be glad to answer any questions you may have about loan alternatives, rates and the application process.
Easy application process
Apply by phone: (800) 804-7555
Apply online
